While Energo-Pro a.s. (ISIN: XS3201977918) is not a Golden Visa investment option — simply because Bulgaria Golden Visa Funds are not permitted to invest in non-Bulgarian assets — it nevertheless represents a solid and reliable opportunity for conservative, wealth-preserving investors.
The yield to maturity stands at around 6.40% in EUR, comfortably outperforming many U.S. bonds, including those issued by investment-grade corporations. For comparison, the Intel Corporation 4% 12/32 bond currently offers a yield to maturity of about 4.77% in USD. Moreover, the U.S. stock market provides limited opportunities for retail EU investors, particularly when accounting for currency exposure and overall market volatility.
While the U.S. dollar may appear attractive due to its recent depreciation — creating potential gains from buying bonds at lower values and later selling after appreciation — for the typical Golden Visa investor, such an approach remains too speculative and unpredictable.
Consistent Value in Fixed Income
Today’s market offers not only fixed-income opportunities but also exposure to equities, ETFs, gold, and even crypto. Virtually every asset class is showing growth, yet paradoxically, many funds still fail to generate reasonable returns for their investors.
Even the most conservative capital-preservation strategies, such as those implemented by Bulgaria Fund Management, are designed to deliver returns that outpace inflation, cover administrative and management fees, and still provide a steady, sustainable income.
These strategies are not built for speculation but for stability, predictability, and disciplined growth — values that remain essential for investors seeking security rather than risk.
It also makes sense to diversify your portfolio. Instead of keeping funds in long-term bank deposits yielding just 1–2%, investing in a well-managed fund that generates 5–6% annual returns can be just as secure — while far more rewarding.
This article is for information only and does not constitute investment advice or an offer to buy or sell securities.
